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Daily Archives: February 4, 2025

On affordable housing

I’ve written about the relationship between transportation and housing in many of my previous posts. Here is an article defining affordable housing from the US context:

Axel-Lute, M. (January 23, 2025) “What is ‘affordable housing’?” Shelterforce, https://shelterforce.org/2025/01/23/what-is-affordable-housing/ [Last accessed: 2/4/2025]

To quote from the article:

“With no other qualifications, “affordable housing” in the United States typically refers to housing whose cost is affordable to households that make somewhere between 40 and 80 percent of the area median income.

Below 80 percent of AMI is how the U.S. Department of Housing and Urban Development officially defines “low income”—but be careful about making assumptions. Area median incomes are calculated at the metropolitan level, so for many areas they can be quite high. In those cases, “affordable housing” might be targeted to people who wouldn’t have considered themselves low income.

On the other hand, in some less affluent neighborhoods, official “affordable housing” might be too expensive for most of the people who already live there. And in metropolitan areas with lower housing costs overall, official “affordable housing” might not be much cheaper than market rate!”

How do we define affordable housing in the Philippines? Is our definition of “low income” similar to how they define it in the US or elsewhere? Or are our definitions flawed and therefore affect how we provide (or not) housing to those who need them the most?